Lifestyle

Tips to protect yourself against identity theft

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  • Always keep your ID book, passport and drivers licence is a secure place.
  • Before you disclose any personal information find out how it will be used. Make sure that the information will be kept confidential.
  • When you are requested to fill in personal details on documents, ensure that the company you are dealing with is legitimate. Verify if the representative posing on behalf of the company does indeed work at the company in question.
  • Keep a record of your accounts and follow up if statements do not arrive on time.
  • Guard your mail against theft. Remove post from your letter box straight after it has been delivered. If you are going to be away from home, ask a neighbour to collect your post for you.
  • If you move to a new place of residence, change your address on your accounts without delay.
  • Do not use predictable passwords such as your date of birth or telephone number on your accounts or online.
  • Carry only the amount of information that you will actually need in your handbag or wallet.
  • Do not give out personal information on the phone, through the post or over the Internet unless you have initiated the contact or know whom you are dealing with.
  • Keep items with personal information in a safe place. Tear or shred documents such as credit applications, bank statements and receipts before throwing them away.
  • If you have service work done at your home or employ outside help, do not leave personal information lying around.
  • If you live with housemates ensure that your personal information is kept safely.
  • Give your ID only when absolutely necessary. Ask to use other types of identification when possible.
  • Request a copy of your credit report from each of the major credit reporting agencies every year. Make sure it is accurate and includes only those transactions you have authorised.

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