News

The importance of insurance

on

It’s Women’s Month in SA, and we’re celebrating women like you, who juggle busy careers and family demands. Sometimes, you don’t even have time to think about tomorrow – but here’s why you should.

If you’re relatively young and healthy, it might not feel like insurance is something you need to worry about. But life happens: tragedies occur, debilitating illnesses are a reality, and whole futures can change in an instant. We took a look at some fascinating stats from South Africa to see whether the average woman has the insurance she really needs.

Almost half the claims in 2016 by women aged between 35 and 44 were for salary protection products, says Liberty. Around 25% were for disability cover, and just over 26% were life cover claims. These are sobering statistics.

According to the South African Insurance Gap report by True South Consultants, if the average South African earner wanted to maintain their family’s standard of living after their death, they would need cover of at least R1.4m. Yet the average earner has life cover of just R500 000.

To maintain the average standard of living after disability, an amount around R2 million is needed – and yet the average earner has just R900 000 of disability cover. Many are, of course, not covered at all.

According to the report, there are six million woman earners in South Africa, with an average income of R127k per annum, and an average age of 38. While women have less of an insurance gap than men, it’s still nearly 40% – that’s a significant amount to any family. The most underinsured group is earners under the age of 40.

Liberty’s report states that 33% of health claims from women who are young parents are for cancer – far and away the largest percentage. This rises to over 38% in women over 40.

So it’s clear that South African women need more insurance than they currently have. If you’re one of the many who falls into the insurance gap, look no further than Vodacom to help you fulfil your insurance needs with simple, easy to understand and affordable cover.

Vodacom Insurance takes care of your family

As well as the device insurance you’d expect from your trusted cellphone provider, Vodacom also extends their great service offering to include Life, Salary and Disability Insurance.

Vodacom Life Insurance is simple to apply for – simply visit the website and fill in the online form.

Premiums start at just R125 per month for R200 000 cover, and range up to R10 million cover. You won’t need any invasive or costly medical exams – just a few simple tests administered when and where convenient to you by Nurses on Wheels.

Read more about Vodacom Life Insurance here, and apply via the Vodacom website.

Disability Cover

Injury, paralysis and amputation can affect your ability to provide for your family.

Vodacom Insurance Disability Cover gives you a tax-free lump sum in the event that an accident leaves you permanently disabled and no longer able to work to provide for your family. This will help you cover any debt you may have during this difficult time.

The cover extends until you claim, turn 65 (i.e. retirement age) or pass away, whichever comes first.

Your monthly premiums depend on the cover you choose, as well as lifestyle factors, but rest assured that your premiums will always be affordable. Plus, you’ll get 20% of your payments back after five years if you don’t claim and if you keep your payments up to date.

Taking out Disability Cover doesn’t get more convenient than this – all you have to do is call 082 13 911 for FREE from your Vodacom phone, or SMS LIFE to 30807, and we’ll call you back.

And claiming is easy, too. Just phone 082 187 00, and a claims consultant will guide you through the claims process. Or you can email claims@vodacomlife.co.za.

Salary Protection

This cover from Vodacom Insurance safeguards your income against the unexpected, such as if you fall ill or suffer an injury that leaves you temporarily unable to work.

Salary Protection ensures you’ll get at least 90% of your income back if you suffer from a serious injury or accident. This will help you to maintain your current lifestyle, so not being able to work won’t be the end of the world.

You’ll also get 20% of your premiums back after five years if you don’t claim and if your payments are up to date.

Plus, it’s so convenient – all you have to do for a free quote is call 082 13 922 for FREE from your Vodacom phone, or SMS LIFE to 30864.

And claiming is so easy, too. Just phone 082 187 00, and a claims consultant will guide you through the claims process. Or you can email claims@vodacomlife.co.za.

6 Comments

  1. 除皺特點 純度高,效果好 見效迅速,無創無痛 安全精準,表情自然 唯一在臨床有20多年的注射材料,全球超過11000000人使用 適用範圍 魚尾紋、額頭紋、眉間紋、鼻紋和頸部皺紋都可以祛除; 最適合於早期的、不太明顯的皺紋 不須使用任何的鎮靜劑或局部麻醉劑,且Botox除皺治療後可立即繼續進行正常的活動。 Botox除皺可以利用午休時間約診即可,完全不影響工作的安排。BOTOX肉毒桿菌素是一種高度純化的蛋白質,經過注射之後,能夠使導致動態皺紋的肌肉得到放鬆,它能夠阻斷導致肌肉收縮的神經細胞,使面部線條變得平滑並防止新皺紋形成。全球銷量第一品牌 在中國唯一獲得SFDA、FDA批准用於醫療美容的肉毒桿菌素 唯一一個擁有40年安全記錄的肉毒桿菌素 在70個國家獲得批准使用 BOTOX肉毒杆菌素

  2. 落妝

    October 12, 2018 at 7:49 pm

    採用大尺寸片狀,質地柔軟細緻,使用上輕易且舒適。

  3. 醫學美容 持久 cosmetic.wiki

    October 14, 2018 at 7:48 pm

    shu uemura 植村秀 【臉部彩妝】氣墊腮紅的商品介紹 shu uemura 植村秀,臉部彩妝,氣墊腮紅

  4. 利率低至 5.25,免MC審批,歡迎查詢。 高成數按揭. 免費按揭轉介. 銀行利率低. 專人跟進. 快捷取款

  5. 關于Ion Magnum技術: 它的作用是加快脂肪代謝而轉化成肌肉。專業設計的微電流模擬大腦到肌肉的正常神經傳導。乙醯膽鹼及ATP(産生能量的物質)都是由神經末梢釋放的。神經元共振導致神經末梢持續不斷的釋放ATP,甚至能達到正常釋放量的500。 Ion Magnum應用的是世界定級的神經生理學技術,它加快脂肪燃燒的速度,增强肌肉收縮,提高基礎代謝率(指的是你靜息狀態下消耗卡路里的速率)。複雜的微電流包含2000次與正常生理過程的相互作用,由此達到人體自然狀態下所不能達到的效果。它可以加快能量的轉化,增强體力和運動能力。 Ion Magnum目前由位於英國的創新科學研究中心開發、製造,該中心是由歐盟提供資金支持的。該設備及其組件均是由英國頂級的科學家手工製作的。該産品有CE標志,CE標志是歐洲共同市場的安全標志。 Ion Magnum基於最新的起搏器技術。

  6. 醫學美容 寶石 cosmetic.wiki

    October 18, 2018 at 10:12 am

    Dr.G 【100植物纖維面膜系列】膠原保濕面膜 Aqua Collagen Mask的商品介紹 Dr.G,100植物纖維面膜系列,膠原保濕面膜 Aqua Collagen Mask

Leave a Reply

Your email address will not be published.